Fuyo Lease at a Glance

About the Fuyo Lease Group

Since our establishment in 1969, we have helped customers facing a variety of management challenges through our leasing and installment finance businesses. While utilizing the know-how and networks we have developed in the leasing business, we have continued to provide services, and in order to meet the demands of the times, we expanded our business areas into real estate leasing, renewable energy power generation business, and BPO (business process outsourcing) services. We will continue to work with our customers and partner companies to solve problems.

2016- Conversion of Accretive to subsidiary.2017- Conversion of TDF to equity method affiliate / Established Japan’s First Industry-Academia Collaboration “GAP Fund” / Signed UN Global Compact.2018- Conversion of INVOICE to subsidiary / Conversion of FUJITA to subsidiary / Conversion of PRC to equity method affiliate / Manning of Singapore subsidiary / Issuance of green bond / Joined RE100. 2019- Conversion of NOC Outsourcing & Consulting to subsidiary / Conversion of MerryBiz to equity method affiliate / Endorsement of TCFD / Improved JCR rating (A→A+) / Selected as structured brand of FTSE Blossom Japan Index.2020- Conversion of YAMATO LEASE to subsidiary / Establishment of Taiwan subsidiary / Deployment of direct offices in Thailand / Joined the Ellen MacArthur Foundation / Improved R&I rating (A-→A)2021- Conversion of WorkVision to subsidiary / Conversion of PLIC to equity method affiliate / Declared 2030 Carbon Neutrality / Selected for the MSCI Japan / Empowering Women Index (WIN)

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What does Fuyo Lease do?

Fuyo Lease solves management problems beyond the scope of leasing

The Fuyo Lease Group aims to realize social and corporate values simultaneously by building new businesses in response to changing social issues and supporting customers in resolving their problems.
In addition to traditional leasing, we are actively pursuing new businesses and expanding our business areas.

Business Areas

Drawing on our networks and know-how cultivated through traditional finance leases, we are expanding our business into growth fields such as real estate, mobility, energy and environment, and BPO, and working with our customers and business partners to resolve various problems faced by customers and society.

Growth areas Expanding traditional leasing and financing schemes to mobility, energy/environment, and BPO areas Mobility Consulting support for introduction of electric vehicles (EV) and chargers, environmental management (introduction of renewable energy, priority charging of solar power) One-stop problem solving Energy/Environment We provide a wide range of services such as renewable energy, support for the introduction of energy-saving equipment, financing, and maintenance management. We provide BPO services that support operational efficiency. Traditional leasing field Our original business of finance leasing, installment sales, and vendor leasing support growth fields Finance leasing, installment sales, and vendor leasing We support effective capital investment and efficient management through leasing.

Corporate Slogan

“Go Where No One Has Gone Before” With this corporate slogan guiding our actions, we practice CSV management that simultaneously resolves social issues and improves corporate value.

Mission

Expand business domains and promote further evolution in our relentless attempt to create new value, which in turn contributes to realizing a prosperous society and sustainable growth.

Vision

  • The group that anticipates social changes and takes on the challenge of yet unseen issues
  • The group that is trusted by customers and works together to solve social issues
  • The group that grows with employees by supporting the challenges and growth of each employee

Value

“Go Where No One Has Gone Before”
Leasing is not just about lending things. It’s about lending inspiration, intelligence and a sense of wonder.
We embrace challenges, because they are the fountain of new business.
Meeting expectations is our duty. Exceeding them is our profession.
Succeeding is easy when times are good, but true partners are there even in the hard times.
We will take the first bold step. We will expand the frontier of leasing.

CSV Management Practice

The Fuyo Lease Group values the concept of CSV (Creating Shared Value) to achieve sustainable growth of the company through resolving social problems.

In the practice of CSV, we believe that it is important to achieve both corporate value (corporate profits) and social value (problem solving), as well as to build systems (human resources, organization, and governance) to create them sustainably, and we are carrying out various initiatives.

[ESG Environment/Social/overnance]Social and stakeholder perspectives → [CSV Creating Shared Value]Growing sustainably through business while also achieving social value. Becoming a provider of good solutions to social issues as part of a system that aims for a better society. Value Creation Activities, Achieving corporate value = Corporate profits, Achieving social value = Solving issues, Building a system of human resources, organizations and governance needed to continually create value → [SDGs Sustainable Development Goals]

Management Strategy/New Medium-Term Management Plan (FY2022-2026)

We formulated a new medium-term management plan to accelerate growth drivers for both corporate and social value.

New Medium-Term Management Plan Vision Fuyo Shared Value 2026 Achieving sustainable growth by resolving social issues through human growth and
dialog while at the same time delivering economic value : Business domains <Growth drivers> Strategic growth enabled by capturing tectonic social changes Rising Transformation / Accelerated growth enabled by capturing market trends Accelerating Transformation / Stable growth in core areas / Growing performance →Financial goals Corporate value Enhancing corporate value・ Sustainable profit growth・Balanced business bases・Improvement of financial health・Maintaining capital efficiency・Stable shareholder returns / Non-financial goals Social value Environment ・Contribution to the realization of a decarbonized society ・Contribution to the realization of a circular society / Society and people・Bringing wellbeing and convenience to social life・Creating new value creation time・Delivering a sense of security by ensuring health and welfare

Positioning of Business Areas and Three Growth Drivers

The following describes the positioning of each business area and areas that have been identified as growth drivers.

Business Area Positioning

  • Contribute to the creation of value through joint ventures, etc. based on partnerships, in addition to solving customer management issues
  • We will invest management resources in the transformation zones and aim to shift away from “finance leases” and “finance.”
Fuyo Shared Value 2026 Concentrated investment of management resources Transformation Speedy expansion and profitability of business through aggressive investment of management resources Driver 1 Rising Transformation New Circular Economy Current → New Mobility Driver 2 Accelerating Transformation Current → New Medical Welfare Present → New BPO/ICT Present → New Energy environment Performance Improve profitability through differentiation and rationalization Driver ③ Growing performance Driver ② Present → New Real estate Driver ② Present → New Aircraft Present → New General lease finance Incubation Coming soon Wide-ranging exploration of potential market and customer issues Productivity Increase added value in middle and back offices and respond to business changes

Three Growth Drivers

Intensive investment of management resources Aim for sustainable profit growth by intensive investment of resources in business areas where market expansion and creation are expected. Creation of New Business Models for Mobility Circular Economy We will develop new business areas as never before by constructing new business models, taking opportunities to solve problems caused by changes in social structure. (2) Accelerating transformation Accelerating growth that captures market trends Energy environment BPO/ICT Medical and welfare Differentiation In core fields, we will improve profitability through differentiation and achieve stable growth (3) Growing performance Core fields Aim for sustainable profit growth by improving profitability through differentiation.

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New Medium-Term Management Plan
Fuyo Shared Value 2026

- Achieving sustainable growth by resolving social issues through human growth and dialog while at the same time delivering economic value -

Non-Financial Goals and Business Areas

We will aim to achieve a prosperous society and sustainable growth centered on the environment and society

SUSTAINABLE DEVELOPMENT GOALS Contribute to the realization of a prosperous society and sustainable growth Boldly take on the challenge of creating new value through the expansion and further evolution of our business domains See the signs of change and take on the challenge of resolving future social issues Environment Sustainability Contribution to the realization of a sustainable global environment Energy environment Mobility Renewable energy generation capacity Funding for decarbonization EV ownership ratio Contribution to the realization of a recycling-oriented society ・Material/chemical recycling Circular economy Society and people Sustaining an affluent society and healthy people Creating richness and convenience in social life through the provision of social infrastructure Mobility Real estate Aircraft Creating new value creation time through the provision of services BPO/ICT Time to reduce the amount of work for customers Medical welfare Venture investment/incubation Partnership Trusted by customers and co-creating value with customers System supporting sustainable value creation Encouraging employees to take on challenges and grow. Grow together with employees. Main non-financial targets