Approach to CSV Management
As climate change, resource problems, and a host of social issues are growing more serious, the business environment is changing rapidly, leading to change in the requirements of stakeholders and the role that the Fuyo Lease Group is expected to play. Through CSV management, the Group aims to realize social value (resolution of social issues) and corporate value (profit growth) simultaneously in order to help resolve major issues facing society as represented by the Sustainable Development Goals (SDGs). Moreover, by continuously creating new value from a CSV perspective, we will be able to grow sustainably even in an uncertain business environment, helping to increase the Group's corporate value over the medium to long term, and ultimately realizing the Group's mission. Through management centered on CSV, the Fuyo Lease Group will resolutely strive to create new value by further expanding and evolving its business domains, contributing to the realization of a prosperous society and sustainable growth.

Organizational and Structural Support for Sustainable Value Creation
Realizing sustainable growth through CSV management requires a system of human resources, organizations and governance to be built. The Fuyo Lease Group has formulated "Basic Policy on Systems that Support Sustainable Value Creation," which includes responding to climate change, respect for human rights, human resource strategy to enhance value, contributing to the community, approach to risk, and ensuring compliance. Through the implementation of this policy, we are building a strong foundation for promoting CSV management.
Improving Effectiveness and the Results of Those Efforts
To increase the effectiveness of CSV management, the Group has established non-financial targets for important issues to be addressed and works to ensure they are put into practice.
The Group received the Minister of the Environment Award (Silver Prize) in the Fundraisers Category at the 5th ESG Finance Awards Japan in recognition of its efforts to reflect its overall non-financial targets in its sustainable finance framework and to proactively engage in fundraising.
Reason for receiving the Minister of the Environment Award (Silver Prize) at the 5th ESG Finance Awards Japan
The Group has clarified its CSV management policy, and its top management personally takes the lead in moves to create even value from sustainability, leading to an expansion of its customer base and new sales opportunities. The Group is also expanding its collaboration with other financial institutions, leading to movement across the industry as a whole.

CSV Promotion System
To promote sustainability and CSV-related initiatives, the Group established the CSV Promotion Committee, which is chaired by the executive officer who is head of Planning and Administration Department, and has members made up of the head of corporate department and the heads of business department responsible for each business domain. The committee formulates, promotes, and monitors strategies, indicators, and targets related to important issues concerning sustainability and CSV, and discusses matters such as materiality and progress on non-financial targets in the Medium-term Management Plan. The content of discussions and reports of the committee are submitted to the Executive Committee for deliberation, and the overall sustainability and CSV policy for the Group, and the status of progress, are reported to the Board of Directors at least once a year, while the progress on non-financial targets is reported four times a year.

Major Matters Discussed in the CSV Promotion Committee
The CSV Promotion Committee met five times in fiscal 2023. It revised the Group's TCFD disclosure information, and deliberated and reported on matters such as the status of progress toward non-financial targets and planned response for the following fiscal year.
Major discussions and reports in fiscal 2023
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Understanding of CSV in the Group
~Social event held for local staff of overseas affiliated companies~
To create shared value, all employees of the Group need to understand the concept of CSV, support the concept, and put it into practice. In fiscal 2023, A social event was held for the local staff of overseas affiliated companies and Group companies. The objective was to infuse the management policies of the Fuyo Lease Group, share the Company culture, key initiatives and approach, and to foster as sense of unity among the staff as members of the Group. Local staff from various countries participated, deepening their understanding of CSV management and the thinking behind the Company's Mission, Vision and Values. During a workshop held as part of the events, participants engaged in lively discussions, regardless of their seniority or positions.

Initiatives to Promote CSV Understanding, Empathy, and Practice
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Survey of internal understanding of CSV*

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*Average score on an awareness survey targeting 13 domestic Group companies (2,808 people), based on a five-point scale